Confidential · For Kingfisher Group

HEKA×KINGFISHER

RFI+

29 April 2026

HEKA × KINGFISHER

RFI+ · 29 April 2026

0%

of Kingfisher colleagues are paid by the hour.
The 85% traditional flex was never built for.

You know their salary. You know their age.

You don't know their life situation.
You don't know their struggles.
You don't know what matters to them right now.

Help them.Understand them.Support them.

Not en masse. As 70,000 individuals.

Scroll

What you told us

Your People Plan 2026–2029.
We built this around it.

We read your Annual Report and Responsible Business Report end to end. Every vignette today maps directly to one of these three priorities.

01

Building a culture of performance for growth

+
02

Optimising your operating model to drive growth efficiently

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03

Building leaders and skills for now and the future

+

What Heka actually is

You've already built a strong foundation.
Heka makes sure every colleague can use it.

We don't replace your benefits. We don't ask you to change your broker, your pension provider, or your EAP. We sit on top of everything you've already invested in - and route each colleague to exactly the right support at exactly the right moment.

What Kingfisher already offers

Kingfisher PensionBupa PMIBabylon Digital GPRetail Trust EAPLife AssuranceCycle to WorkGym discountsWagestreamLinkedIn LearningShare SaveDental planEye testsFlu vouchersFamily leaveColleague discountLong service awards+ more to come

The Heka layer

Everything you have,
plus hundreds more.

Vetted GPs, therapists, coaches, physios, financial advisors - all accessible the moment a colleague needs them.

Broker-preference agnostic.
We surface the right support - not a specific provider's offer.

Anonymised. Aggregated. In time to act - not in time to report.

What each colleague experiences

Three words. Instant, relevant results.

Their brand. Their language. Their support.

Private. No manager. No HR referral.

Always on - not just in enrolment windows.

"A place where every colleague can get the support they need - whoever they are, wherever they are."

Why traditional benefits don't work for Kingfisher

Benefits done to people.
Or benefits built with them.

Traditional approach
Heka
Built forThe 15% who sit at desks
Built forThe 85% on the shop floor
Access modelOnce-a-year enrolment window
Access modelAlways-on, every day
RelevanceOne-size catalogue, low engagement
RelevanceSearch-led, personalised to each person
BrandSame UI across every banner
BrandWhite-labelled per banner, in local language
InsightReports what was bought
InsightShows what mattered, what was used, what worked

The colleague experience

Three colleagues.
Three moments.

Live, on the platform. Each one mirrors a priority from your People Plan.

1

A B&Q colleague

Liverpool

2

A Screwfix colleague

Coventry

3

A Castorama manager

Poland

B&Q Liverpool · Performance for Growth

Three weeks of broken sleep.
Saturday is the biggest sales day.

She's never used a benefit. She doesn't know what's on offer. She typed three words. She got help.

"Saturday is her biggest sales day."

Performance for growth starts with colleagues who can show up.

9:41●●●
B&Q
S

Good evening, Sarah

What do you need today?

🔍Search for anything...

Mind & mood

Sleep

Body & fitness

Finances

Screwfix Coventry · Optimising the Operating Model

The boiler broke.
The debt is real.
He's not going to ask HR.

He runs the Coventry store. Three kids. A short-term loan he can't mention to anyone at work. Type what he'd type.

No enrolment window. No HR referral. No stigma.

SCREWFIX· wellbeing
🔍
Type anything. No wrong answers.

Castorama Poland · Building Leaders and Skills

9:41●●●
Castorama
T

Dobry wieczór, Tomasz

Czego potrzebujesz?

🔍Szukaj czegokolwiek...

Liderstwo

Stres

Finanse

Rodzina

11pm. Trudna rozmowa jutro rano.

Menedżer po raz pierwszy. Nigdy nie prosił HR o pomoc. Wpisał trzy słowa i dostał wszystko, czego potrzebował.

"Godzina 23. Trudna rozmowa jutro rano."

Lokalny język. Lokalna tożsamość. Grupowa inteligencja.

Heka Intelligence · Live

Where your 70,000 colleagues are showing up - and what they're asking for.

Q1 2026 · 70,000 colleagues

Filter by banner

Filter by region

Monthly active users

42,800

↑ 12% vs last quarter

Month-3 login rate

68%

Retail benchmark: 41%

Avg monthly interactions

7.4

+0.9 QoQ

Benefit categories used

6.8

out of 12 available

Focus area

Retail wellbeing is showing up in the data.

70,000 colleagues. Most paid by the hour. Standing all day. Often without access to a desk or HR team. Heka sees what traditional benefits miss - in real time, anonymously, before it becomes a problem.

41%

engaged with wellbeing content

1 in 6

accessed financial coaching

+67%

increase in sleep support searches

Trending searches

Top 5 search terms this period

1

Sleep support

Linked heavily to trading calendar peaks

+44%
2

Financial coaching

Cost-of-living pressure across all banners

+38%
3

Menopause support

Spike across UK and France - zero results returned today

+67%
4

Stress management

Correlates with Black Friday and Christmas prep

+31%
5

Back & joint pain

Retail physical demands, standing shifts

+22%

Engagement by category

Share of active users engaging each pillar

Financial wellbeing

38%

Mental health

34%

Physical health

28%

Sleep

22%

Women's health

19%

Family support

15%

What stands out

Menopause is your biggest unmet need

A 67% search spike with zero results returned. One Group-level partner configured once would serve all four banners.

Sleep follows your trading calendar

Black Friday and Christmas weeks show 3× normal sleep search volume. A proactive nudge before peak season could prevent hundreds of absence days.

Financial stress is invisible to HR

38% of active users engaged with financial content last quarter. Cost-of-living is the load your workforce carries silently.

Predicted impact signals

12-month forward view based on current engagement patterns

Estimated £4.2M combined annual value across absence, retention and engagement.

Absence days avoided

8,400

~£1.7M saved at £200/day

Menopause early support

320 cases

Prevented long-term absence escalation

Financial crisis prevention

-18%

Coaching reducing stress-driven leave

Colleague retention

+2.3%

~£840k in avoided replacement cost

EAP utilisation uplift

vs. standalone EAP engagement baseline

MSK physio prevention

1,200 sessions

~£430k avoided cost

Projections use Heka engagement data applied to ONS retail absence and turnover benchmarks. Refined once baseline data is shared.

Proof · From the field

0×

increase in colleague support utilisation in year one.

A multinational energy supplier - 100,000 colleagues - deployed Heka and saw their EAP utilisation climb from 1% to 7% within 12 months. Not because their EAP changed. Because colleagues could finally find it.

They also saw an 8% reduction in private healthcare spend for those with PMI access - driven by self-care support that prevented escalation before it reached clinical services.

Most Kingfisher colleagues don't have private medical cover. For your workforce, the equivalent story is utilisation, absence, and retention - the numbers your CFO already tracks.

A multinational energy supplier · 100,000 colleagues
"The CFO calls it our biggest win. The CHRO calls it the engagement story. They're both right."

CHRO · 18 months post-deployment

EAP utilisation vs. prior year

18mo

Time to measurable ROI

One platform across your banners

One platform.
Four brand identities.

Each banner sees their own brand, in their own language, with their own benefits. Group leverage, zero compromise.

9:41
●●●
HEKA
🔍
A

Good afternoon,

Welcome back, Alex!

Featured for you

Speak to a GP tonight

Same-day video GP

3 slots available this eveningBabylon

Recommended for you, Alex

Explore handpicked services

Financial coaching

Video GP

B&Q UK · 300+ stores

Brand identity

B&Q own colours, voice, language

Language

English - plain language throughout

Catalogue

Your existing benefits + Group-level add-ons from Heka network

Data

Banner-segregated. Your benefits team sees Group view only.

Procurement

Group-level vendor contracts via Heka. No re-procurement.

"One Kingfisher view. Each banner's own experience. Every colleague feels it was built for them."

Making it work on the ground

Rollout isn't a launch.
It's a culture shift.

The platform is the easy part. Getting 300 store managers to understand it, believe in it, and talk about it naturally - that's where success lives or dies.

01

Store manager activation

Your store managers are the bridge between the platform and your colleagues. We train every manager to understand what's available, how to talk about it, and how to signpost their team - without becoming a counsellor.

Half-day format. Can run in-store. Works alongside existing L&D calendar.

02

Banner-specific colleague comms

Branded, plain-language communications that land on every colleague's phone before day one. Not a benefits handbook. Not an email. A message that says: this is yours, it's free, here's how to start.

We write, design and deliver. You approve. One round of edits.

03

Embedded, not launched

Rollout isn't a launch event - it's the beginning of an ongoing relationship. Monthly signals, quarterly reviews with your benefits team, and annual impact reporting keep it alive long after go-live.

Dedicated CSM from day one. Clinical lead on call. Group dashboard from week one.

Our commitment

Light on you.
Heavy on shared accountability.

We don't hand you a platform and disappear. We co-own the outcome. Your colleagues' engagement rate is our success metric too.

From you

Named banner sponsors. Headcount feeds per banner. Approval on comms.

From us

Named CSM. Clinical lead. Platform live in 8 weeks. Training and comms delivered. Group dashboard from day one.

React in realtime

This is your time to act in realtime - finally.

With the data. Not guessing. Not waiting for the next engagement survey. Heka shows you what your 70,000 colleagues are asking for as they ask for it - so you can move while it still matters. This is live. This is real.

And the other 15% · Head office and salaried colleagues

Built for the 85%.
Lifts the 15% overnight.

The same Heka platform your shop-floor colleagues use - with a few rules set so head office and salaried colleagues get a monthly allowance to spend on what matters to them. Common practice in mixed blue/white-collar workforces. Same system. One experience. No second platform.

Today · Sandra in head office has

  • Private medical insurance
  • Life insurance
  • Pension

Overnight · Sandra also has

  • Dental plans
  • Cancer insurance
  • Health assessments
  • Gym memberships
  • Fertility support
  • Menopause support
  • Sleep & mental health
  • Financial coaching
  • … and hundreds more on Heka

Sandra doesn't add a single supplier. Heka does it all.

Every provider is already contracted to Heka. No procurement cycle. No new MSAs. No capacity load on your benefits team. Sandra and her colleagues can expand what's on offer the day they want to - without going through procurement again.

Proof · Engie UK

88%

opt-in across the UK team.

£20 a month per colleague on Heka, across 15 UK locations - mixed blue and white-collar workforce. Same platform, allowance set by rule.

Same system as the 85%. Same login. Same support. Just rules set so head office gets an allowance to spend.

Thank you

Questions.

Our goal is simple: a place where every Kingfisher colleague can find the support they need - whoever they are, whichever banner they work in, whatever they're going through.

HEKA · 29 April 2026

HEKA

The 85% on the shop floor.
The 15% at head office.
One platform. One experience.

Built first for the 85% who've been left behind by traditional flex. Extended - on the same rails - to lift the 15% too.